ACE Updates
  • NDECC Situational Judgement Next Batch Starting @ 22nd January,2026
  • NDECC Excellence Bundle - Including 6 Mocks, 6 Months Clinical Skills and Bundle 1 SJ @ $16,000 + Taxes* only
  • Crown Protocol "Prep to Placement" | 25th January, 2026 | Course Lead: Dr. Saurabh Chhabra (Certified Prosthodontist FRCD(C))
  • Perio Course - Hard Tissue Augmentation-Simplifying GBR for Predictable Results - March 2026 - Course Lead - Dr. Naheed Mohamed
  • NDECC Clinical Skills Mocks - Buy 3 Get 1 Free
  • NDECC Booster Bundle including 3 Months Clinical Skills Course, 4 Clinical Skills Mocks, SJ Full Course & 4 SJ Mocks @ $9000 + Taxes Only*
  • Core Concepts for Predictable Endodontics – 20th, 21st & 22nd February 2026 with Dr. Manav Nayyar
  • Introduction to Contemporary Orthodontics – 31st January & 1st February, 2026 with Course Lead: Dr. Shakti Singh
  • AFK Course Has Officially Launched!
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  • January 15, 2026
  • Financing in Canada

ACE Courses and Windmill Microlending Cost Plus Zero Financing Explained

ACE Courses X Windmill Microlending Cost+ 1 Year ZERO Financing

The journey to NDEB licensure can be exciting, but the financial side often feels heavy. Preparation courses, exams, study materials and living expenses add up quickly. Many internationally trained dentists delay their preparation simply because the upfront cost feels overwhelming.

This is where the collaboration between ACE Courses and Windmill Microlending makes a real difference. Our partnership in financing model is designed to remove the pressure of large fees so candidates can focus on learning rather than financial strain.

What 12 Months Cost Plus Zero Actually Means

Cost Plus Zero is a simple idea. You pay for your course at cost with no added interest. Instead of worrying about monthly interest charges or growing loan amounts, you pay back only the original amount you borrow for the first 12 months.

This model removes the stress that comes with traditional loans. It gives you space to study without constantly thinking about accumulating interest.

Why Windmill Microlending Matters

Windmill Microlending is a Canadian nonprofit organisation that supports skilled immigrants and refugees by helping them return to their professional fields. They understand the challenges internationally trained dentists face and have specifically shaped their loans to meet the needs of licensing candidates.

Their goal is straightforward. They want to make professional integration easier, faster and accessible.

How This Funding Helps NDEB Candidates

Candidates preparing for the NDEB exams often balance work, family and study. Financial flexibility can be transformative during this stage. Cost Plus Zero financing helps you:

• Join the course you need without waiting
• Spread your payments over a manageable period
• Focus on preparation instead of financial stress
• Reduce overall cost by removing interest

For many dentists, this becomes the bridge between planning to start and actually starting.

Who Can Apply

While eligibility is ultimately decided by Windmill Microlending, internationally trained dentists preparing for NDEB exams generally fall within their supported categories. They look at your background, settlement status and overall pathway to ensure you are on track for professional reintegration.

If approved, you receive funding directly for the ACE course of your choice.

Why ACE Courses Is Part of This Initiative

ACE Courses is known for its structured and supportive approach to NDEB preparation. They see the financial obstacles candidates face every year. By partnering with Windmill Microlending, they aim to give students a practical, worry free way to begin their journey sooner.

The Cost Plus Zero option reflects their shared belief that financial limitations should not stop talented dentists from returning to their profession.

A Step Toward Stability

NDEB preparation is demanding. When financial pressure eases, mental clarity improves and learning becomes smoother. The Cost Plus Zero initiative gives internationally trained dentists a fair and realistic way to invest in their future without carrying unnecessary financial weight.

It is not just a loan. It is an opportunity to move forward with confidence and a clear mind.